:: THE PROBLEM ::

Facts:

• An investment in education is an investment in a successful life

• College graduates are rewarded with better job opportunities

• College graduates earn more money, and as a result of their continuing education,

• College graduates have developed skills and knowledge that can never be taken away.

Contrary to popular belief, successful laying of groundwork and preparing a student for college begins before long before high school. Preparation must begin the moment a student sets foot in elementary school, and continue through middle school and on to high school.

Another misconception is that cost of a college education is beyond the average family’s reach. However, just as there are expensive colleges, so are there colleges whose fees are within the reach of average families. For the student wishing to attend one of the more expensive schools, financial aid (money available from state governments, colleges and the U.S. Department of Education) is available to help defray costs.

Basic Costs Include:

• Tuition, which is the amount of money that colleges charge for instruction and attendance

• Fees, which cover other costs, like athletic activities and special events, and

• Room and board (the cost of housing and food),

• Books, supplies and unless the student lives on campus, transportation

While costs vary dramatically, in many instances out-of-pocket tuition can be as low as a few hundred dollars per year for students receiving financial aid.

Other Factors:

Another variable in costs is determined by whether the school is public or private, with private generally being the most expensive.

The majority of college students attend state or public schools, which receive a portion of their budgets from state or local governments, thus enabling them to charge reduced fees to students residing in that particular state and students from another state pays higher tuition. While private institutions tend to be more expensive than public colleges, they charge the same tuition whether the student is an in-state or out-of-state student.

The Importance of a College Degree:
A two-year or four-year college degree is fast becoming a crucial key for unlocking the doors to economic and educational opportunities in America today. Although achieving a college education requires an investment of time, effort and careful planning by parents and students, the reward is that education arms a student with the tools needed to insure success in their chosen field, and in life.

Remember, T.E.A.M. = Together Everyone Achieves More:

Some parents, especially those who were unable to earn a college degree themselves, may fear that they are unable to adequately provide their child the guidance and support needed to prepare for college. However, with an early start, and by researching schools and financial aide opportunities, parents and students can begin this journey together. A few good places to start are the Internet, the public library, and your high school academic advisor, who will have access to the latest government programs.

Preparing a student for college is a collaborative effort, so form a team and remember; together, everyone achieves more.